At Silver Crest Insurance Inc, we are a Medicare insurance agency that helps our community navigate the complex nature of Medicare. We proudly serve Bethlehem, PA, and the surrounding regions with professional insurance assistance. ​As an independent agency, we represent many of the top insurance companies such as Capital Blue Cross, Highmark Blue Shield, Aetna, Humana, Geisinger, and many others. Our licensed agents are trained on the rules of Medicare and certified with many different plans. We have extensive experience and are committed to making the process seamless to those who are unfamiliar with how it works. Our education and knowledge in Medicare guidelines allow us to quickly evaluate your situation and determine the action steps needed to guide you to a solution.

If you are looking into Medicare plans, and you are not sure what steps to take or where to start, look to Silver Crest Insurance. Our team can provide insight into Medicare, and how it can assist you. We help take the stress out of Medicare by guiding you every step of the way, including Medicare enrollment to picking your supplement and prescription plan. Once enrolled in your plans, we will be here to service you in the future should you have questions or need to switch your coverage. We are here to serve all of your needs and make the process easier, so you have confidence in the decisions you make. We offer free and stress-free consultations with no obligation to sign up. Contact Silver Crest Insurance Inc for more information on our Medicare plans and consultations! 

Services we provide

At Silver Crest Insurance Inc, we specialize in Medicare plans. Our insurance specialists break down the different options that you have so you can make an informed decision. Your health is a top priority, and we strive to help you with all of your Medicare decisions. Below, we break down a few of the Medicare plans and options that we provide, so you can understand how they work. 

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Medicare Insurance Agency in Bethlehem, PA

Medicare Supplement Plans

One of the main Medicare plans that we provide Medicare supplement plans. Medicare supplement plans can be a complex topic, and we break it down to make it easier to know what it all entails. Our goal is to determine which plan is the best fit for you so that you can have peace of mind. Medicare insurance is a government-sponsored health insurance program available to most people aged 65 or older and who have paid into Social Security. It's divided into several sections with differing costs and choices.

Part A covers hospital treatment costs. In most cases, there's no premium payment, but recipients pay a deductible and also pay some coinsurance depending upon their medical treatments throughout the year.

Part B covers medical treatments outside of hospitals. Part B has an annual premium that is dependent on the recipient's income and Social Security benefits. Recipients also pay a deductible and coinsurance.

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Medicare Advantage Plans

We offer assistance with Medicare Advantage plans at Silver Crest Insurance. Medicare Part C, more commonly referred to as Medicare Advantage plans, replace Medicare A and B, and in most cases, add Part D prescription drug coverage. Typically PPO or HMO plans, choosing the best plan in your area can be tricky business. You will need to know that your doctors are part of the network, or your costs may be considerably higher, and in some cases, you may not have coverage at all.

Medicare Part D

Medicare Part D is the Medicare Prescription Drug Plan that provides prescription drug coverage. To enroll in Medicare Part D, the beneficiary must be entitled to Medicare Part A and/or be enrolled in Medicare Part B and must live in the plan's service area. If the individual is enrolled in Original Medicare only or in Original Medicare and a Medigap plan, the beneficiary can enroll in a stand-alone prescription drug plan. If the individual wants a Medicare Advantage plan and prescription drugs, he/she must enroll in a Medicare Advantage plan with drug coverage.

Medicare Part D plans typically charge a premium and vary by plans. Beneficiaries with a higher income must pay a premium adjustment based on their income, which is known as the Income-Related Monthly Adjustment Amount (IRMAA), and it is paid directly to the federal government.

Prescription Drugs
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Experienced, personable Medicare assistance

At Silver Crest Insurance, we are committed to using our Medicare insurance knowledge to help those in Bethlehem, PA, and surrounding regions of the state with all of the Medicare needs. We understand the importance of proper medical and health services. Our courteous team is dedicated to working with you to understand your needs to provide a comprehensive plan for your future. Medicare can be complex, and our staff makes it easy to understand and take the necessary steps for Medicare coverage.

How the Silver Crest Insurance staff can assist you: 

  • Explain how Medicare works

  • Show you all of your plan options

  • Let you choose the best plan for you

  • Help you make good decisions in the future as plans and rates change

When you are looking for Medicare assistance and coverage, you can turn to the professionals at Silver Crest. We are happy to answer all of your questions and break down the different aspects of Medicare coverage. Contact Silver Crest Insurance Inc to learn more about Medicare, the benefits it can offer, and how to get covered. 
 

Silver Crest Insurance Inc. - Bethlehem, PA

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 DISCLAIMER Agents of Silver Crest Insurance Inc. are not connected with or endorsed by the US Government or the federal Medicare program. Medicare has neither reviewed nor endorsed the information contained on this website. To contact Medicare directly, please call 610-868-5801 or consult www.medicare.gov

 

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