Why Choose an Independent Broker?

Updated: Jul 25



Like finance, tax, or law, Medicare insurance is complicated and is best left to the professionals.


When it comes to protecting your health, you want to have the right insurance advisor on your side, guiding you toward what's best for your health.


That insurance advisor you want for Medicare, to give you the peace of mind that comes with having a trusted expert in your corner, is an independent insurance broker.


But what exactly does an independent broker offer?


Medicare Insurance Agents

They Give You Lots of Choices

Independent brokers work with various insurance companies and are free to sell products from these companies, providing you with multiple choices. There'll be no need to fill out request forms for quotes and compare prices and coverages.


You'll also be under no obligation to accept a quote from a single company. An independent broker does the shopping, compares multiple quotes on your behalf, and finds you a policy that offers the right blend of coverage, price, and service.


They Work for You

That may sound unbelievable, but an independent broker works for you, not the insurance provider.


An independent broker will break down all the complexities of Medicare insurance in the simplest terms, so you're better positioned to make the right choice.


They want you to have all the coverage you need. So they will listen to you and understand your needs, helping you find the coverage that fits your needs and budget.


They Are Your Adviser

An independent broker is your personal adviser, taking the time to understand your needs and listening to your concerns.


They also assist you with general policy services. Independent brokers also live around the corner and are just a phone call away. If anything changes, you'll be able to get hold of them to make changes to your policy.


You Don't Pay a Dime

Although an independent broker works for you, you don't pay a dime for the services they render. The insurance companies pay them a commission.


"How About Doing It All By Myself?"

Yes, you can do it on your own. But you need to think about where that'll leave you.


As earlier mentioned, Medicare, and any insurance for that matter, is not for the average joe. There are many twists and turns, and it could be risky going it alone.


You could buy a policy that doesn't entirely cover you. Or you could end up forking out money you don't have.


Add the hours you'll waste requesting quotes, reading policy terms, and the like, and you'll realize it's simply not worth it, especially when you can rely on the FREE but professional expertise of an independent broker.


Medicare Consultation

"I Can Go Directly to an Insurance Company."

Again, that is true.


But you'll be stuck with the captive agent of the insurance company. As the name implies, they are 'captive' and can only sell that company's policies, even if they know another company offers a policy that's better for your needs and budget.


Why not work with an independent broker and be sure to receive expert-level guidance and the right coverage that meets your needs and finance?

Silver Crest Insurance Inc

Get started today by calling us, and we'll be right at the other end to walk you through the process!

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