HELPFUL RESOURCES

Greetings! Medicare and Medicaid can work together to lower your health care costs — especially if you have limited income or resources. When you qualify for both programs, you’re considered “dual eligible,” and you may receive valuable extra financial help. Medicare vs. Medicaid: What’s the difference? Medicare is federal health insurance for people 65+ and some individuals with disabilities. Medicaid is a state and federal program that helps people with low income pay for h

Greetings! We understand that even with insurance, you could encounter medical bills through cost sharing such as copays and coinsurances. If you encounter sizable medical bill, you should be aware that you may qualify for assistance through Medicaid or the hospital system’s financial assistance programs (FAP). Medicaid is a state and federally funded program that can help eligible individuals with limited income access low-cost or no-cost health coverage. Even if you already

Good Morning! As we head into the holiday season, we naturally find ourselves reflecting with gratitude. Thank you for placing your trust in us. We hope you know that our connection with you goes far beyond a simple transaction — it's built on trust, understanding, and genuine relationships. Insurance is deeply personal, and we approach it with the respect and care it deserves. Our dedicated team represents our customer service pledge in every interaction: We Listen. We Care.

Greetings! Navigating medical expenses — even with Medicare — can feel overwhelming. Between deductibles, copays, and uncovered services, we know that many clients still face unexpected out-of-pocket costs. Thankfully, there are programs that can help reduce medical bills and bridge the gap. However, we recognize that understanding all of your options isn’t always easy. One program that helps with deductibles, copays and coinsurance that we would like to highlight is AblePay