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Medicare supplement plans can be a complicated topic. Our experts can help you to determine which plan is the best fit for you.

As you inch closer to 65, when you'll meet the age requirement for Medicare , you may be in a bit of a dilemma on which health plans to choose. While Original Medicare is the more obvious choice and seems safe, you'll miss out on the benefits and options that come with Medicare Advantage plans if you go for it. Give you all the benefits of Original Medicare Original Medicare offers two coverages - Part A and Part B. Part A covers in-patient hospital stays, hospice care, and

Original Air Date: May 25th, 2022 Medicare Supplemental Plans Laurie welcomes guest Daniel Banks from Silver Crest Insurance to discuss: Medicare Supplemental Plans & Premiums

Like finance, tax, or law, Medicare insurance is complicated and is best left to the professionals. When it comes to protecting your health, you want to have the right insurance advisor on your side, guiding you toward what's best for your health. That insurance advisor you want for Medicare, to give you the peace of mind that comes with having a trusted expert in your corner, is an independent insurance broker. But what exactly does an independent broker offer? They Give You

Silver Crest Insurance is an independent agency helping thousands of people benefit from Medicare since 2008. As an independent agency, we work only for YOU, finding you the best combination of coverage, cost, and service. The Silver Crest Power of Choice At Silver Crest Insurance, we believe that being independent confers on you the power of choice. And we’ve been operating on this principle since 2008. And what does this mean? The power of choice ensures you’re presented wi

Medicare Advantage is a bundled plan that enables you to receive the benefits of Original Medicare (Part A and Part B), Part D (Drug coverage), and additional healthcare services under one umbrella. Considering signing up for a Medicare Advantage plan ? Great choice. Enrollment in MA plans continues to surge in 2022, with 28 million participants - about 45% of Medicare beneficiaries -enrolled in Medicare Advantage. However, you need to understand the plan to be sure you're m

For frail seniors living at home, moving around can be very challenging. Having wheelchair ramps can help them safely navigate their homes and help regain their much-cherished independence. And like you, many seniors are asking the big question: “Does Medicare cover wheelchair ramps?” Like with most things Medicare, there’s no short answer to this. Medicare is split into different parts, with each offering various coverages. So let’s see whether any of these parts pay for whe

I’m going to go out on a limb and say that most Americans have heard the phrase “unexpected medical bill”. It’s also very possible that many of you reading this have had a surprise medical bill. In fact, one out of five Americans have received a surprise medical bill due to an emergency room visit and about as many have received a surprise medical bill due to a non-emergency hospital stay. Nearly two out of three Americans fear unexpected bills and half cannot afford to pay t

Are you looking into health care options, and you're not sure of where to turn? Choosing healthcare can be overwhelming and challenging, and our professional Medicare insurance agents are here to provide support and resources to make the process easier for you and your loved ones. Over time, it's important to take steps to ensure that you have the coverage that you need for your health and care. One of the primary options people look for more information on is Medicare. Medic

Depending on the size of the employer, you might or might not be required to take Medicare. Also, depending on the cost and coverage of the company plan vs. Medicare, you may want to take Medicare even if not required to take it. How many people are covered under your company insurance plan? The critical number is 20. If you or your spouse’s company plan has more than 20 employees covered under the group health plan, by law the company must continue to offer you health covera

Perhaps you have seen commercials or heard from friends about GoodRx? In our limited experience, we have seen where clients can save money on certain medication by using GoodRX as an alternative to their prescription plan. What is GoodRx? GoodRx is a company that operates a website and mobile application consumers can use to shop medication prices across 75,000 pharmacies throughout the country. How do I use GoodRx? Either log on to the GoodRX website or use the app on your s

First, I would like to wish everyone a Happy and Healthy 2020! The New Year for many is often viewed as a fresh start. In the world of Medicare prescription drug coverage, it can be a time of frustration as you fill your first prescription. Below, I am providing some general insights and a few tips for you to better understand Medicare prescrition drug plans. My hope is to alleviate any confusion and possibly even save you money this year on your medications. I hope you take

Medi care and Medi caid – What is the Difference? Let’s be honest; choosing the right health insurance can be a daunting task. It is crucial to seek out a trustworthy, subject matter expert who can put you on the right path to the right plan because it’s better to have it and not need it than to need it and not have it. In this blog, I’d like to discuss the differences between Medi care and Medi caid . While they both sound similar, Medicaid and Medicare are different in ma

The short answer is yes, to new Medicare beneficiaries beginning 2020. Those who were eligible for Medicare A prior to 2020 will continue to have the F plan as an option when choosing thier supplement coverage. What happens to the millions of people currently enrolled in the Medicare plan F? Again, short answer is nothing. If you have a Medicare Plan F you will be grandfathered into the plan and you will continue to enjoy the same coverage as you have for as long as you had